{"id":708,"date":"2015-02-10T10:48:06","date_gmt":"2015-02-10T08:48:06","guid":{"rendered":"http:\/\/www.ozgurguler.net\/?p=708"},"modified":"2015-10-16T17:39:16","modified_gmt":"2015-10-16T14:39:16","slug":"logo-banka-kredi-takibi","status":"publish","type":"post","link":"https:\/\/www.ozgurguler.net\/blog\/logo-banka-kredi-takibi\/","title":{"rendered":"Logo Banka Kredi Takibi"},"content":{"rendered":"

Banka Kredi Takip sistemi ile i\u015fletmelerin bankalardan ald\u0131\u011f\u0131 ticari kredilerin ve bu kredilerin geri \u00f6demelerinin\u00a0 takip edilmesi ve raporlanmas\u0131 sa\u011flanm\u0131\u015ft\u0131r.<\/p>\n

Banka kredi takip i\u015flemlerinde, i\u015fletmelerin bankalardan alm\u0131\u015f oldu\u011fu krediler \u00f6zelliklerine g\u00f6re ayr\u0131 ayr\u0131 tan\u0131mlan\u0131r ve izlenebilir.<\/p>\n

Bankalardan al\u0131nan nakdi\u00a0 Banka Kredi tan\u0131mlar\u0131 ile kaydedilir.\u00a0 Banka Kredilerine Finans \/Ana Kay\u0131tlar \/Banka Kredileri b\u00f6l\u00fcm\u00fcnden ula\u015f\u0131labilir.<\/p>\n

<\/p>\n\n\n\n\n\n\n\n\n\n\n
<\/td>\n<\/tr>\n
\"bankakredi1\"<\/td>\n<\/tr>\n
\n
    \n
  • \u00c7ek kar\u015f\u0131l\u0131\u011f\u0131 kredilerde, al\u0131nacak krediler i\u00e7in bankaya teminat olarak \u00e7ek \u00e7\u0131k\u0131\u015f\u0131 yap\u0131l\u0131r.<\/li>\n
  • Senet kar\u015f\u0131l\u0131\u011f\u0131 kredilerde, al\u0131nacak teminat i\u00e7in bankaya senet verilir.<\/li>\n
  • Teminats\u0131z krediler, kar\u015f\u0131l\u0131k g\u00f6stermeden al\u0131nan kredilerdir.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\"bankakredi2\"<\/td>\n<\/tr>\n
Kredi T\u00fcr\u00fc:<\/strong> Banka kredisi t\u00fcr\u00fc\u00a0 \u0130\u015fletme Kredisi yada Yat\u0131r\u0131m Kredisi olarak se\u00e7ilebilir.Hesap T\u00fcr\u00fc:<\/strong><\/p>\n
    \n
  • Spot Kredi; <\/strong>Kullan\u0131m s\u00fcresince tespit edilmi\u015f olan faiz oran\u0131 de\u011fi\u015ftirilmez. Faiz,vergi ve di\u011fer kesintiler \u00fczerinde anla\u015f\u0131lm\u0131\u015f olan d\u00f6nemlerde \u00f6denir. Ana para \u00f6demesi ise kredi vadesi sonunda tek seferde \u00f6denir. Rotatif kredilerden temel fark\u0131 banka ile m\u00fc\u015fterisi aras\u0131nda kredi kullan\u0131m\u0131na dair s\u00fcrenin s\u0131n\u0131rland\u0131r\u0131lmas\u0131d\u0131r. Dolay\u0131s\u0131yla, bu s\u00fcrenin tamamlanmas\u0131ndan \u00f6nce kredinin geri \u00e7a\u011fr\u0131lmas\u0131 ya da m\u00fc\u015fterice erken \u00f6denmesi s\u00f6z konusu de\u011fildir. Krediye uygulanacak faiz i\u015flemin ba\u015f\u0131nda belirlenir ve vade sonunda bankaca m\u00fc\u015fteriden tahsil edilir. Bu kredi t\u00fcr\u00fc, m\u00fc\u015fterinin k\u0131sa s\u00fcreli gereksinimlerinin kar\u015f\u0131lanmas\u0131 ama\u00e7lan\u0131r.<\/li>\n
  • Bor\u00e7lu Cari Kredi (Rotatif) krediler: <\/strong>Tespit edilen bir limit \u00e7er\u00e7evesinde m\u00fc\u015fteriye diledi\u011fi zaman para \u00e7ekme ve yat\u0131rma olana\u011f\u0131 sa\u011flayan\u00a0 teminatl\u0131 veya teminats\u0131z kredilerdir. Vade \u00f6nceden sabit bir s\u00fcre ile k\u0131s\u0131tlanmaz. Bu kredilerde, faiz tahsilat\u0131 d\u00f6nemsel olarak (Mart,Haziran,Eyl\u00fcl ve Aral\u0131k sonlar\u0131) ger\u00e7ekle\u015ftirilir. M\u00fc\u015fteri kullanm\u0131\u015f oldu\u011fu kredi tutar\u0131n\u0131 istedi\u011fi an geri \u00f6deyebilir. Ya da s\u00f6zkonusu kredi hesab\u0131nda dinamik bir s\u00fcre\u00e7 ( bir g\u00fcn kredi kullanmak ertesi g\u00fcn daha az bakiye ile kapatma yapmak, \u00fc\u00e7\u00fcnc\u00fc g\u00fcn ise limitinin sonuna kadar kredi kullanmak gibi ) izleyebilir. Hamburg metoduna g\u00f6re her i\u015flemin sonunda hesab\u0131n bakiyesi bulunarak bir sonraki i\u015fleme kadar faizi hesaplan\u0131r.<\/li>\n
  • \u0130skonto-\u0130\u015ftira Krediler:<\/strong> Ticari i\u015flemden do\u011fmu\u015f ve hen\u00fcz vadesi gelmemi\u015f ticari senetlerin nakde \u00e7evrilebilmesine imkan veren kredi uygulamas\u0131d\u0131r. Esas itibariyle, m\u00fc\u015fterinin k\u0131sa s\u00fcreli alacaklar\u0131n\u0131n finansman\u0131nda kullan\u0131lan bir y\u00f6ntemdir. Kredi verilmesine neden olan k\u0131ymetli bir evrak s\u00f6z konusudur (yasal tan\u0131m\u0131yla senet ancak uygulamada \u00e7ek de olmaktad\u0131r). Buradaki kredi kullan\u0131m \u015fekli , bir anlamda bir menkul de\u011ferin banka taraf\u0131ndan sat\u0131n al\u0131narak kar\u015f\u0131l\u0131\u011f\u0131nda nakit \u00f6deme yap\u0131lmas\u0131d\u0131r.<\/li>\n<\/ul>\n

    \u00a0<\/strong><\/p>\n

    Banka Kodu (Kredi):<\/strong> Kredi i\u00e7in ge\u00e7erli olacak banka hesap kodudur. \u00a0Banka kredi i\u015flemi kay\u0131t edildi\u011finde olu\u015fan \u00a0banka i\u015flem fi\u015finde\u00a0 ilk sat\u0131rda, Kredi hesab\u0131na \u0130\u015flem T\u00fcr\u00fc: A\u00e7\u0131l\u0131\u015f \/ Kapan\u0131\u015f olarak Alacak<\/strong> yaz\u0131lacakt\u0131r.<\/p>\n

    BankKodu (Ticari):<\/strong> Kredi i\u00e7in ge\u00e7erli olan banka ticari hesap kodudur. Banka kredi i\u015flemi kay\u0131t edildi\u011finde olu\u015fan\u00a0 banka i\u015flem fi\u015finde\u00a0 kredi ticari hesan\u0131na Bor\u00e7<\/strong> yaz\u0131lacakt\u0131r.<\/p>\n

    Al\u0131n\u0131\u015f Tarihi:<\/strong> Kredinin al\u0131n\u0131\u015f tarihini belirtir.\u00a0<\/strong><\/p>\n

    Kapan\u0131\u015f Tarihi:<\/strong> Kredi \u00f6demelerinin tamamlan\u0131p bitti\u011fi tarihi belirtir. Spot kredi ve \u0130skonto-\u0130\u015ftira hesap t\u00fcrlerinde kapan\u0131\u015f tarihi belirtilmeden tan\u0131m kaydedilemez.<\/p>\n

    Geri \u00d6deme Plan\u0131:<\/strong> Spot Kredi ve \u0130skonto-\u0130\u015ftira kredi hesap t\u00fcr\u00fcndeki banka kredileri i\u00e7in, geri \u00f6demelerin hangi plana g\u00f6re yap\u0131laca\u011f\u0131 bu alanda belirtilir.Rotatif Kredi t\u00fcr\u00fcndeki kredilerin\u00a0 \u00f6denece\u011fi belli olmad\u0131\u011f\u0131ndan Rotatif Kredi\u2019de geri \u00f6deme plan\u0131 se\u00e7imine izin verilmeyecektir.<\/p>\n

     <\/p>\n

      \n
    • \u00a0Tan\u0131m kart\u0131n\u0131n alt b\u00f6l\u00fcm\u00fcndeki alanlardan al\u0131nacak kredi tutar\u0131 ve se\u00e7ilen kredi tipine g\u00f6re,uygulanacak faiz, BSMV, KKDF oranlar\u0131 ile masraf ve komisyon tutarlar\u0131 kaydedilir. Kredi tan\u0131m\u0131 kaydedilirken kredi i\u00e7in se\u00e7ilen banka hesap tan\u0131m\u0131nda belirtilen Kredi Limiti Tutar\u0131 ve Kredi Marj\u0131 bilgileri dikkate al\u0131n\u0131r. \u00a0Bu nedenle Kredi tipindeki banka hesaplar\u0131n f9 men\u00fcs\u00fcne Kredi Bilgileri alan\u0131 eklenmi\u015ftir.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\"bankakredi3\"<\/td>\n<\/tr>\n
\n
    \n
  • \u00a0\u00c7ek Kar\u015f\u0131l\u0131\u011f\u0131 Kredi al\u0131nd\u0131\u011f\u0131nda, \u00c7ek Kredi Limitine ve \u00c7ek Kredi Marj\u0131na, Senet Kar\u015f\u0131l\u0131\u011f\u0131nda Kredi al\u0131nd\u0131\u011f\u0131nda, Senet kredi Limiti ve Senet Kredi Marj\u0131na bak\u0131l\u0131r ve bu de\u011ferlere g\u00f6re teminat hesaplan\u0131r.<\/li>\n<\/ul>\n

    \u00d6rnek:<\/p>\n

    Banka Hesap kart\u0131 \u2013 Kredi Bilgilerinde;<\/p>\n

      \n
    • Kredi Marj\u0131: 20<\/li>\n
    • Kredi limiti: 1.000.000<\/li>\n
    • Teminata \u00e7\u0131k\u0131lan \u00e7ek tutar\u0131 500.000<\/li>\n<\/ul>\n
        \n
      • Teminat Limiti = (Kredi Limiti \/(100-Marj))*100<\/strong><\/li>\n<\/ul>\n

        \u00d6rne\u011fe g\u00f6re Teminat limiti = (1.000.000 \/80 *100) = 1.250.000<\/p>\n

        Teminata verilecek tutar bellidir ve ona g\u00f6re ne kadar kredi al\u0131nabilir hesaplamas\u0131 yap\u0131lmak istendi\u011finde:<\/p>\n

          \n
        • Kullan\u0131labilir Kredi = (Teminata Verilen *(100 – Marj)) \/100<\/strong><\/li>\n<\/ul>\n

          \u00d6rne\u011fe g\u00f6re Kullan\u0131labilir Kredi = (500.000 x80 \/100) = 400.000<\/p>\n

          Kredi Tutar\u0131na g\u00f6re ne kadar teminat verilmesi gerekti\u011fini hesaplamak i\u00e7in:<\/p>\n

            \n
          • Teminata Verilecek\u00a0 Tutar= (100 * Kullan\u0131lacak Kredi) \/ (100 – Marj)<\/strong><\/li>\n<\/ul>\n

            \u00d6rne\u011fe g\u00f6re kullan\u0131c\u0131 bankadan 100.000 ytl tutar\u0131nda bir kredi kullanmak isterse, Teminata Verilecek Tutar = (100* 100.000)\/ 80 = 125.000<\/p>\n

            Banka i\u00e7in\u00a0 kullan\u0131labilir kalan teminat\u0131 hesaplamak istendi\u011finde:<\/p>\n

              \n
            • Kalan Teminat = Teminat Limiti \u2013 Teminata Verilen<\/strong><\/li>\n<\/ul>\n

              \u00d6rne\u011fe g\u00f6re e\u011fer kullan\u0131c\u0131 500.000 ytl Teminata \u00c7ek \u00e7\u0131k\u0131\u015f\u0131 yapt\u0131ysa:<\/p>\n

              Kalan Teminat =\u00a0 (1.250.000-500.000) =750.000<\/p>\n

              Banka i\u00e7in\u00a0 kullan\u0131labilir Kalan Kredi hesaplamas\u0131 i\u00e7in:<\/p>\n

                \n
              • Kalan Kredi\u00a0 = Kredi Limiti \u2013 Kullan\u0131labilir Kredi<\/strong><\/li>\n<\/ul>\n

                \u00d6rne\u011fe g\u00f6re\u00a0 Kullan\u0131c\u0131 100.000 ytl kredi kulland\u0131ysa, Kalan Kredi = 1.000.000 \u2013 100.000<\/em> = 900.000\u00a0 olacakt\u0131r.<\/td>\n<\/tr>\n

\u00d6rnek Kredi Kayd\u0131:A\u015fa\u011f\u0131daki bilgilere g\u00f6re bir \u00e7ek kar\u015f\u0131l\u0131\u011f\u0131 kredi kay\u0131d\u0131n\u0131 olu\u015ftural\u0131m<\/p>\n\n\n\n\n\n\n\n
\u00a0Kredi Tutar\u0131<\/strong><\/td>\n100.000<\/td>\n<\/tr>\n
\u00a0Vade Tarihi<\/strong><\/td>\n90 g\u00fcn<\/td>\n<\/tr>\n
\u00a0Masraf ve Komisyon Tutar\u0131<\/strong><\/td>\n1.000<\/td>\n<\/tr>\n
\u00a0Faiz Oran\u0131 (Y\u0131ll\u0131k)<\/strong><\/td>\n10 %<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Faiz Tutar\u0131<\/strong><\/td>\n2500<\/td>\n<\/tr>\n
BSMV Oran\u0131<\/strong><\/td>\n3 %<\/td>\n<\/tr>\n
BSMV Tutar\u0131<\/strong><\/td>\n3.000<\/td>\n<\/tr>\n
KKDF Oran\u0131<\/strong><\/td>\n2 %<\/td>\n<\/tr>\n
KKDF Tutar\u0131<\/strong><\/td>\n2.000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\"bankakredi4\"<\/td>\n<\/tr>\n
\n
    \n
  • Bu kredi tan\u0131m\u0131 kay\u0131t edildi\u011finde \u00e7ek \u00e7\u0131k\u0131\u015f banka teminat bordrosu a\u00e7\u0131lacak ve bu kredi Kak\u015f\u0131l\u0131\u011f\u0131nda bankaya teminata verilecek \u00e7ekin se\u00e7imi yap\u0131lacakt\u0131r. Bu a\u015famada \u00c7ek \/ Senet \u00c7\u0131k\u0131\u015f Banka Teminat kaydedilirken, kay\u0131tlardaki Kredi kodu ayn\u0131 olan \u00e7ek senet banka teminat bordrolar\u0131na bak\u0131l\u0131r ve kredi kodu kontrol\u00fc yap\u0131l\u0131r. Kredi Kodu ayn\u0131 olan \u00c7ek Senet \u00c7\u0131k\u0131\u015f Banka Teminat bordrolar\u0131n\u0131n toplam\u0131, kredi tutar\u0131 ve marj\u0131 dikkate al\u0131narak gereken tutar\u0131 a\u015f\u0131yorsa kaydedilmeye izin verilecektir. Teminat tutar\u0131 gereken tutara ula\u015fm\u0131yorsa, kullan\u0131c\u0131ya \u201cTeminat tutar\u0131 yetersizdir\u201d mesaj\u0131 verilir ve vazge\u00e7 butonuyla birlikte kullan\u0131c\u0131ya daha farkl\u0131 \u00e7eklerin aktar\u0131lmas\u0131na izin verilir. Bu a\u015famada, kullan\u0131c\u0131 yeterli teminat\u0131 sa\u011flayam\u0131yorsa ve \u00e7ek \u00e7\u0131k\u0131\u015f banka teminat ekran\u0131na vazge\u00e7 derse, Kredi kart\u0131 ekran\u0131na geri d\u00f6necektir ve bu ekranda kredi tutar\u0131n\u0131 de\u011fi\u015ftirebilecektir.<\/li>\n
  • Banka kredileri browser\u2019\u0131nda ilgili krediye ba\u011fl\u0131 banka i\u015flem fi\u015fleri,\u00a0 ilgili krediye ba\u011fl\u0131 \u00c7ek\/Senetler ve geri \u00f6deme plan\u0131na ba\u011fl\u0131 olu\u015fturulan kredi taksit hareketleri takip edilebilir.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\"bankakredi5\"<\/td>\n<\/tr>\n
\n
    \n
  • Kredi i\u015flemi kay\u0131t edildikten sonra banka i\u015flem fi\u015fi olu\u015facakt\u0131r. Banka \u0130\u015flem fi\u015finde ilk sat\u0131rda, Kredi hesab\u0131na \u0130\u015flem T\u00fcr\u00fc: A\u00e7\u0131l\u0131\u015f \/ Kapan\u0131\u015f olarak Alacak<\/strong> yaz\u0131lacakt\u0131r ve bir sonraki sat\u0131rda, Virman(Ticari) Hesab\u0131na Bor\u00e7<\/strong> yaz\u0131lacakt\u0131r. Yine Virman(Ticari) Hesab\u0131na banka masraf\u0131 ve komisyonu i\u00e7in Alacak<\/strong> yazacakt\u0131r.Bu tutarlar banka kredi kart\u0131ndan gelecektir.<\/li>\n
  • Faiz, KKDF ve BSMV kredinin geri \u00f6demesi ile ilgili oldu\u011fundan krediyi al\u0131m a\u015famas\u0131nda bu tutarlar\u0131n hareket g\u00f6rmeyecektir.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\"bankakredi6\"<\/td>\n<\/tr>\n
KRED\u0130 GER\u0130 \u00d6DEMELER\u0130:<\/strong>Geri \u00f6deme plan\u0131 sat\u0131rlar\u0131nda form\u00fcllendirilen \u00f6deme tutarlar\u0131 ile \u00f6deme g\u00fcn, ay, y\u0131l bilgileri dikkate al\u0131narak kredi geri \u00f6deme hareketleri program taraf\u0131ndan otomatik olu\u015fturulur.<\/p>\n

Olu\u015fan bu \u00f6deme hareketlerine, Banka Kredileri Listesi\u2019nde F9-sa\u011f fare tu\u015fu men\u00fcs\u00fcnde yer alan Kredi Taksit Hareketleri <\/strong>se\u00e7ene\u011fi ile ula\u015f\u0131l\u0131r.<\/td>\n<\/tr>\n

\"bankakredi7\"<\/td>\n<\/tr>\n
Taksit hareketlerine ait \u00f6demeler, Banka Kredileri Listesi\u2019nde F9- sa\u011f fare tu\u015fu men\u00fcs\u00fcnde yer alan \u00d6deme Yap se\u00e7ene\u011fi ile kaydedilir.<\/td>\n<\/tr>\n
\"bankakredi8\"<\/td>\n<\/tr>\n
\u00d6deme hareketleri penceresinin \u00fcst b\u00f6l\u00fcm\u00fcnde ortalama vade, \u00f6denecek tutar ve \u00f6denen tutar bilgileri yer al\u0131r. \u00d6deme tutar\u0131n\u0131n taksit tutar\u0131ndan farkl\u0131 olmas\u0131 durumunda \u00d6deme Tutar\u0131 de\u011fi\u015ftirilebilir. Yap\u0131lan \u00f6demenin taksit tutar\u0131ndan az olmas\u0131 durumunda eksik kalan miktar, \u00fcst b\u00f6l\u00fcmde yer alan Eksik \u00d6deme alan\u0131nda g\u00f6r\u00fcnt\u00fclenir.\u00d6deme bilgileri girilip \u00d6de komutuyla \u00a0banka i\u015flem fi\u015fi otomatik olarak olu\u015fur. Olu\u015fan fi\u015flere Banka Kredi Taksitleri Listesi\u2019nde F9 men\u00fcs\u00fcnde yer alan \u00d6demeler se\u00e7ene\u011fi ile ula\u015f\u0131l\u0131r.<\/p>\n
    \n
  • Kredi takip sisteminin ak\u0131\u015f diyagram\u0131 a\u015fa\u011f\u0131daki gibi olu\u015fturulmu\u015ftur.<\/em><\/strong><\/li>\n<\/ul>\n

    Kredi Kayd\u0131 Olu\u015fturma<\/h4>\n<\/td>\n<\/tr>\n

\"bankakredi9\"<\/td>\n<\/tr>\n
\n

Kredi Geri \u00d6demesi:<\/h4>\n<\/td>\n<\/tr>\n

\"bankakredi10\"<\/td>\n<\/tr>\n
Veri Taban\u0131 Ekleri<\/strong><\/p>\n
    \n
  • Banka Kredileri BNCREDITCARD ad\u0131nda yeni bir tabloya kay\u0131t edilecektir. Bu tablo\u00a0<\/strong>firma baz\u0131nda ve d\u00f6nem ba\u011f\u0131ms\u0131z olacakt\u0131r. Bu tabloya ait kolonlar ve kolon a\u00e7\u0131klamalar\u0131 a\u015fa\u011f\u0131daki \u015fekilde olacakt\u0131r.\u00a0<\/strong><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Field Name<\/strong><\/td>\nField Type<\/strong><\/td>\nField Size<\/strong><\/td>\nExpression<\/strong><\/td>\n<\/tr>\n
LOGICALREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nKredi Referans\u0131<\/td>\n<\/tr>\n
CODE<\/strong><\/td>\nZString<\/td>\n25<\/td>\nKredi Kodu<\/td>\n<\/tr>\n
NAME_<\/strong><\/td>\nZString<\/td>\n51<\/td>\nKredi A\u00e7\u0131klamas\u0131<\/td>\n<\/tr>\n
SPECODE<\/strong><\/td>\nZString<\/td>\n11<\/td>\nKredi \u00d6zel Kodu<\/td>\n<\/tr>\n
CYPHCODE<\/strong><\/td>\nZString<\/td>\n11<\/td>\nKredi Yetki Kodu<\/td>\n<\/tr>\n
CRCARDTYPE<\/strong><\/td>\nSmallInt<\/td>\n2<\/td>\nKredi Kart T\u00fcr\u00fc<\/td>\n<\/tr>\n
CREDITTYPE<\/strong><\/td>\nSmallInt<\/td>\n2<\/td>\nKredi T\u00fcr\u00fc<\/td>\n<\/tr>\n
CRCALCTYPE<\/strong><\/td>\nSmallInt<\/td>\n2<\/td>\nKredi Hesap T\u00fcr\u00fc<\/td>\n<\/tr>\n
GKSNO<\/strong><\/td>\nZstring<\/td>\n11<\/td>\nGenel S\u00f6zle\u015fme Numaras\u0131<\/td>\n<\/tr>\n
BEGDATE<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nKredi Ba\u015flang\u0131\u00e7 Tarihi<\/td>\n<\/tr>\n
ENDDATE<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nKredi Biti\u015f Tarihi<\/td>\n<\/tr>\n
TRCURR<\/strong><\/td>\nByte<\/td>\n1<\/td>\nHareket Para Birimi<\/td>\n<\/tr>\n
TRTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nKredi Tutar\u0131<\/td>\n<\/tr>\n
TRRATECR<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nHareket Para Birimi Oran\u0131<\/td>\n<\/tr>\n
TRRATEACC<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nHareket Hesap Oran\u0131<\/td>\n<\/tr>\n
REPORTRATE<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nRaporlama Para Birimi<\/td>\n<\/tr>\n
BNCRACCREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nBanka Kredi Hesab\u0131 Referans\u0131<\/td>\n<\/tr>\n
BNCRREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nBanka Kredi Referans\u0131<\/td>\n<\/tr>\n
BNACCREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nBanka ticari Hesap Referans\u0131<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BNREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nBanka Referans\u0131<\/td>\n<\/tr>\n
REPAYPLANREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nGeri \u00d6deme Plan\u0131 Referans\u0131<\/td>\n<\/tr>\n
INTRATE<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nFaiz Oran\u0131<\/td>\n<\/tr>\n
INTTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nFaiz Tutar\u0131<\/td>\n<\/tr>\n
BSMVRATE<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nBSMV Oran\u0131<\/td>\n<\/tr>\n
BSMVTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nBSMV Tutar\u0131<\/td>\n<\/tr>\n
KKDFRATE<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nKKDF Oran\u0131<\/td>\n<\/tr>\n
KKDFTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nKKDF Tutar\u0131<\/td>\n<\/tr>\n
COMMTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nMasraf ve Komisyon Tutar\u0131<\/td>\n<\/tr>\n
TEXTINC<\/strong><\/td>\nByte<\/td>\n1<\/td>\nDetayl\u0131 Bilgi Kontrol\u00fc (0:\u0130\u00e7ermez, 1: \u0130\u00e7erir)<\/td>\n<\/tr>\n
SITEID<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nVeri Merkezi<\/td>\n<\/tr>\n
RECSTATUS<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nKay\u0131t Durumu<\/td>\n<\/tr>\n
ORGLOGICREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nOrj\u0131nal Kay\u0131t Referans\u0131<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDBY<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleyen Ki\u015fi<\/td>\n<\/tr>\n
CAPIBLOCK_CREADEDDATE<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nEkleme Tarihi<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDHOUR<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleme Saati<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDMIN<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleme Dakikas\u0131<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDSEC<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleme Saniyesi<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDBY<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftiren Ki\u015fi<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDDATE<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nDe\u011fi\u015ftirme Tarihi<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDHOUR<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftirme Saati<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDMIN<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftirme Dakikas\u0131<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDSEC<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftirme Saniyesi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

 <\/td>\n<\/tr>\n

\n
    \n
  • Kredi taksit (\u00f6deme) hareketleri BNCREPAYTR ad\u0131nda yeni bir tablo kay\u0131t edilecektir. Bu tablo firma baz\u0131nda ve d\u00f6nem ba\u011f\u0131ms\u0131z olacakt\u0131r. Bu tabloya ait kolonlar ve kolon a\u00e7\u0131klamalar\u0131 a\u015fa\u011f\u0131daki \u015fekilde olacakt\u0131r.\u00a0<\/strong><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Field Name<\/strong><\/td>\nField Type<\/strong><\/td>\nField Size<\/strong><\/td>\nExpression<\/strong><\/td>\n<\/tr>\n
LOGICALREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nKredi Taksit veya \u00d6deme Hareketi Referans\u0131<\/td>\n<\/tr>\n
CREDITREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nBanka Kredisi Kart\u0131n\u0131n referans\u0131<\/td>\n<\/tr>\n
PERNR<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nHareketin Yap\u0131ld\u0131\u011f\u0131 D\u00f6nem Numaras\u0131<\/td>\n<\/tr>\n
TRANSTYPE<\/strong><\/td>\nInteger<\/td>\n2<\/td>\n\u0130\u015flem Tipi ( 0: Taksit Hareketi , 1: \u00d6deme Hareketi )<\/td>\n<\/tr>\n
PARENTREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\n\u00d6deme Hareketinin ba\u011fl\u0131 oldu\u011fu Taksit Hareketinin Referans\u0131<\/td>\n<\/tr>\n
DUEDATE<\/strong><\/td>\nLongint<\/td>\n8<\/td>\nHareketin Vade Tarihi<\/td>\n<\/tr>\n
OPRDATE<\/strong><\/td>\nLongint<\/td>\n8<\/td>\nHareketin Yap\u0131ld\u0131\u011f\u0131 Tarih<\/td>\n<\/tr>\n
LINENR<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nS\u0131ra Numaras\u0131<\/td>\n<\/tr>\n
TOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nAna Para Tutar\u0131<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
INTTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nFaiz Tutar\u0131<\/td>\n<\/tr>\n
BSMVTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nBSMV Tutar\u0131<\/td>\n<\/tr>\n
KKDFTOTAL<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nKKDF Tutar\u0131<\/td>\n<\/tr>\n
BNFCHREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nHarekete ba\u011fl\u0131 olan Banka Fi\u015finin Referans\u0131<\/td>\n<\/tr>\n
MODIFIED<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nKay\u0131t De\u011fi\u015fiklik Durumu ( 0: Yap\u0131lmad\u0131 , 1:Yap\u0131ld\u0131 )<\/td>\n<\/tr>\n
BNACCREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nHareket Banka Ticari Hesab\u0131 Referans\u0131<\/td>\n<\/tr>\n
TRRATECR<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nKredi Hesab\u0131n\u0131n Kur Bilgisi<\/td>\n<\/tr>\n
TRRATEACC<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nTicari Hesab\u0131n Kur Bilgisi<\/td>\n<\/tr>\n
EARLYINTRATE<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nErken \u00d6deme Faiz Oran\u0131<\/td>\n<\/tr>\n
EARLYINTTOT<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nErken \u00d6deme Fazi Tutar\u0131<\/td>\n<\/tr>\n
LATEINTRATE<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nGe\u00e7 \u00d6deme Faiz Tutar\u0131<\/td>\n<\/tr>\n
LATEINTTOT<\/strong><\/td>\nDouble<\/td>\n8<\/td>\nGe\u00e7 \u00d6deme Faiz Tutar\u0131<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDBY<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleyen Ki\u015fi<\/td>\n<\/tr>\n
CAPIBLOCK_CREADEDDATE<\/strong><\/td>\nLongint<\/td>\n8<\/td>\nEkleme Tarihi<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDHOUR<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleme Saati<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDMIN<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleme Dakikas\u0131<\/td>\n<\/tr>\n
CAPIBLOCK_CREATEDSEC<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nEkleme Saniyesi<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDBY<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftiren Ki\u015fi<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDDATE<\/strong><\/td>\nLongint<\/td>\n8<\/td>\nDe\u011fi\u015ftirme Tarihi<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDHOUR<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftirme Saati<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDMIN<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftirme Dakikas\u0131<\/td>\n<\/tr>\n
CAPIBLOCK_MODIFIEDSEC<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nDe\u011fi\u015ftirme Saniyesi<\/td>\n<\/tr>\n
SITEID<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nVeri Merkezi<\/td>\n<\/tr>\n
ORGLOGICALREF<\/strong><\/td>\nLongint<\/td>\n4<\/td>\nOrjinal Kay\u0131t Referans\u0131<\/td>\n<\/tr>\n
RECSTATUS<\/strong><\/td>\nInteger<\/td>\n2<\/td>\nKay\u0131t Durumu<\/td>\n<\/tr>\n
WFSTATUS<\/strong><\/td>\nLongint<\/td>\n4<\/td>\n\u0130\u015f Ak\u0131\u015f Durumu<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
\n
    \n
  • Banka kredi hareket ili\u015fkilerinin sa\u011flanmas\u0131 i\u00e7in tablolara eklenen kolonlar;<\/li>\n<\/ul>\n

     <\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Tablo Ad\u0131:<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/td>\n<\/tr>\n
    REPAYPLANSLN<\/em><\/strong><\/td>\n\u00a0<\/em><\/strong><\/td>\n<\/td>\n<\/tr>\n
    <\/td>\nKolon Ad\u0131:<\/strong><\/td>\nKolon A\u00e7\u0131klamas\u0131:<\/strong><\/td>\n<\/tr>\n
    <\/td>\nFORMULA 1<\/td>\nGeri \u00f6deme plan\u0131 faiz formul alan\u0131<\/td>\n<\/tr>\n
    <\/td>\nFORMULA 2<\/td>\nGeri \u00f6deme plan\u0131 BSMV formul alan\u0131<\/td>\n<\/tr>\n
    <\/td>\nFORMULA 3<\/td>\nGeri \u00f6deme plan\u0131 KKDF formul alan\u0131<\/td>\n<\/tr>\n
    Tablo Ad\u0131:<\/strong><\/td>\n\u00a0<\/strong><\/td>\n<\/td>\n<\/tr>\n
    BANKACC<\/em><\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    <\/td>\nKolon Ad\u0131:<\/strong><\/td>\nKolon A\u00e7\u0131klamas\u0131:<\/strong><\/td>\n<\/tr>\n
    <\/td>\nWTHCLTRLINTEREST<\/td>\nTeminats\u0131z Kredi Faiz Oran\u0131<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n
    \n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
    Tablo Ad\u0131:<\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    BNFICHE<\/em><\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    <\/td>\nKolon Ad\u0131:<\/strong><\/td>\nKolon A\u00e7\u0131klamas\u0131:<\/strong><\/td>\n<\/tr>\n
    <\/td>\nBNCRREF<\/td>\nKredi Kart\u0131 Logicalref (Bncreditcard.Logicalref)<\/td>\n<\/tr>\n
    Tablo Ad\u0131:<\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    BNFLINE<\/em><\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    <\/td>\nKolon Ad\u0131:<\/strong><\/td>\nKolon A\u00e7\u0131klamas\u0131:<\/strong><\/td>\n<\/tr>\n
    <\/td>\nBNCRSOURCE<\/td>\n0: Kredi al\u0131n\u0131\u015f 1: \u00d6deme i\u015flemi<\/td>\n<\/tr>\n
    <\/td>\nBNCRREF<\/td>\nKredi Kart\u0131 Logicalref (Bncreditcard.Logicalref)<\/td>\n<\/tr>\n
    <\/td>\nBNCRLNTYPE<\/td>\n\u0130\u015flemin Faiz, BSMV, KKDF ve Masraf kar\u015f\u0131l\u0131\u011f\u0131 oldu\u011funu tutuyor.<\/td>\n<\/tr>\n
    <\/td>\n<\/td>\n1: Faiz, 2: BSMV, 3: KKDF, 4: Masraf<\/td>\n<\/tr>\n
    Tablo Ad\u0131:<\/strong><\/td>\n<\/td>\n<\/td>\n<\/tr>\n
    CSROLL<\/em><\/strong><\/td>\nKolon Ad\u0131:<\/strong><\/td>\nKolon A\u00e7\u0131klamas\u0131:<\/strong><\/td>\n<\/tr>\n
    <\/td>\nCREDITREF<\/td>\nKredi Kart\u0131 Logicalref (Bncreditcard.Logicalref)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    Banka Kredi Takip sistemi ile i\u015fletmelerin bankalardan ald\u0131\u011f\u0131 ticari kredilerin ve bu kredilerin geri \u00f6demelerinin\u00a0 takip edilmesi ve raporlanmas\u0131 sa\u011flanm\u0131\u015ft\u0131r. Banka kredi takip i\u015flemlerinde, i\u015fletmelerin bankalardan alm\u0131\u015f oldu\u011fu krediler \u00f6zelliklerine g\u00f6re ayr\u0131 ayr\u0131 tan\u0131mlan\u0131r ve izlenebilir. Bankalardan al\u0131nan nakdi\u00a0 Banka Kredi tan\u0131mlar\u0131 ile kaydedilir.\u00a0 Banka Kredilerine Finans \/Ana Kay\u0131tlar \/Banka Kredileri b\u00f6l\u00fcm\u00fcnden ula\u015f\u0131labilir.<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-708","post","type-post","status-publish","format-standard","hentry","category-logo-genel-destek"],"_links":{"self":[{"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/posts\/708","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/comments?post=708"}],"version-history":[{"count":2,"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/posts\/708\/revisions"}],"predecessor-version":[{"id":710,"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/posts\/708\/revisions\/710"}],"wp:attachment":[{"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/media?parent=708"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/categories?post=708"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ozgurguler.net\/blog\/wp-json\/wp\/v2\/tags?post=708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}